What This Policy Covers and Where It Applies
This Privacy Policy applies to every interaction you have with x00td through our website, mobile experience and any account-linked communication we send you. Access to our platform depends on local law and is available where local law permits. When you deposit or withdraw using UPI, Paytm
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or PhonePe, your payment details pass through encrypted channels and are not stored on our servers beyond what is required to reconcile the transaction. We collect your name, registered mobile number, email address and device identifiers at the point of account creation. Transactional records — including
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deposit and withdrawal timestamps tied to UPI, Paytm or PhonePe references — are retained for the period mandated by applicable Indian financial regulations. Any data shared with payment processors is governed by their own privacy terms, and we require those processors to meet security standards consistent
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with ours.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.